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Old 09-03-2008, 07:23 PM
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asmallchild is on a distinguished road
Default Speeding + insurance

About me:
Male, mid-20's, caught speeding for the very 1st time today, 82 in a 65mph zone

Where: PA

Where I'm originally from: NJ

What I Know: Usually a 4 pt infraction. But across state borders, I'm told 2 pts.

What I Want to Know: What do I do from here?

I've been told to:
1) Take a defensive driving course to eliminate the points. (I DON'T want to pay thousands in car insurance over the next 3 years)
2) Plead not guilty, go to court, and offer to pay more upfront to erase the points.
3) Plead guilty, pay the fine, accept the points, and suffer for speeding.

Any advice would be great for this desperate, immature fool. (You'd think the insurance companies would be lenient for a dude who's gotten to his mid-20's without a single traffic infraction but apparently speeding 17mph above the speed limit is a huge no-no)

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Old 09-03-2008, 08:39 PM
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Take the defensive driving course. It will cost you the same for the ticket plus the cost of the course but at least your driving record will be clean and your insurance won't skyrocket. 2) Will cost you a bunch of money and may not get the points erased. Chancy at best. 3) Isn't even worth thinking about. Only an idiot would do that when the defensive driving venue is an option.

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Old 09-03-2008, 08:41 PM
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its only 3 points when you speed 11-20 mph over the speed limit, i would take the course... its up to you though. the courses are only about 8 hours around here and you don't even have to pay attention

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